About Us
Where Strategy Meets Funding.
At Four Corner Holdings, LLC, we help businesses unlock capital, build credit strength, and scale with confidence. From startup dreams to seven-figure growth plans, we bring clarity to the funding process — and power it with precision.
Introducing Our Founders
Craig Rice, CEO
Founder & Chief Executive Officer (CEO)
Craig Rice is a nationally recognized financial strategist and fintech innovator with over 25 years of experience in credit, lending, and capital access. As the visionary behind Four Corner Holdings, he leads the nation’s first fully integrated business credit and funding platform — designed to help entrepreneurs build credit, access capital, and scale with confidence.
Farrukh Bhuiyan
Co-Founder & Strategic Partner
Farrukh Bhuiyan is a seasoned leader with deep expertise in software development, systems integration, and fintech innovation. As Co-Founder and Strategic Partner of Four Corner Holdings, Farrukh plays a critical role in guiding the Company’s technology roadmap, vendor partnerships, and compliance initiatives. His leadership ensures the platform not only scales securely and efficiently, but also delivers a transformative experience for borrowers, partners, and lenders alike
Our Executive Leadership
The leadership team behind Four Corner Holdings brings decades of combined experience in credit, underwriting, compliance, technology, and funding innovation — working together to deliver trusted capital solutions for America’s entrepreneurs.
Justine Rice
Vice President of Credit Policy & Underwriting Quality Control
Justine oversees all credit policy, underwriting compliance, and internal quality standards. She ensures that every funding decision meets rigorous regulatory and performance benchmarks — providing clients with transparency, fairness, and confidence in every approval.
Derek Richards
Vice President of Strategic Lending & Business Education
Derek heads our lending strategy and underwriting operations. He works directly with lenders and funding partners to structure client-friendly solutions while also educating business owners on how to strengthen their financial position. His department bridges lending expertise with practical financial literacy.
William (Bill) Blair
Senior Advisor, Strategic Investments & Partnerships
William (Bill) Blair is a seasoned business broker with over 18 years of experience at Legacy Venture Group in Tampa, Florida, and more than 50 years in professional sales. A former IBM sales executive and Federal Sales Manager, Bill has also bought, managed, and sold three successful businesses of his own. At Four Corner Holdings, he leverages his investor role and extensive business brokerage expertise to drive growth, guide strategic partnerships, and ensure long-term market impact.
" I love how Four Corner not only helped us get the funding we needed, immediately, but also helped us to continue to build our company. I can't thank them enough "
" Craig was nothing short of perfect with his response, answering questions and making sure we received funds to continue to grow our business. Thanks guys! "
Your Journey Begins Here!
We make every moment count with solutions designed just for you.
Client Intake & Pre-Qualification
This is where every funding journey begins. Our intelligent intake system — powered by AI — captures key business details, evaluates eligibility, and instantly matches clients to the most suitable funding options based on real underwriting logic.
Underwriting & Funding Strategy
Our team performs in-depth reviews of Credit, Revenue, and Cash Flow to position each client with the best loan structure and lender fit. We align your goals with smart capital strategies - from SBA and term loans to equipment financing to commercial lending.
Document Processing & Deal Packaging
We handle all document collection and preparation to ensure lender-ready files. From verifying statements to preparing full submission packets, this department streamlines the process and maximizes approval speed.
Client Success & Management
We’re not just here to get you funded — we’re here to help you succeed. This department ensures every client has full visibility, clear next steps, and ongoing support from intake through renewal or expansion funding.
⚙️ How We Work
We’re not just a broker — we’re a performance-driven, tech-enabled funding company. With proprietary systems and intelligent analysis, Four Corner Holdings qualifies clients for the best-fit funding product — including SBA Loans, Business Term Loans, Equipment Financing, LOCs, MCAs, and more.
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