🔍 How Your Application Is Reviewed (Behind the Scenes)

🎯 Why This Matters

Funding doesn’t happen by magic. Behind every approval is a process that protects both you and the lenders. Here’s a look inside how we — and our funding partners — review your application step by step.

🧠 Step-by-Step: How Your Application Is Reviewed

✅ Step 1: Initial Intake Check

We confirm your application is complete, and that all uploaded docs are:

• Clear and correct
• Matching your business info
• Ready for prequalification

✅ Step 2: Prequalification Engine Runs

Our AI-powered tool scans your info and compares it to dozens of funding programs.

It considers:

• Time in business
• Monthly revenue
• Credit tier (if applicable)
• Industry
• Requested amount
• Red flags or gaps

You’ll receive a “Best Match” list or advisor call explaining next steps.

✅ Step 3: Advisor Review

A human advisor (yes, real person 👋) double-checks everything to:

• Spot missing details or red flags
• Strategize which products to prioritize
• Add helpful notes or context before submission

✅ Step 4: Lender/Partner Submission

Once we’re confident your file is fundable, we:

• Submit it directly to one or more funding partners
• Ensure your documents are lender-ready
• Confirm that no additional info is needed

✅ Step 5: Lender Underwriting

✅ Step 6: You Receive Offers

If approved, you’ll get:

• Offer amount
• Estimated APR
• Term length
• Fees (if any)
• Daily/weekly/monthly payment breakdown
• Your advisor will walk you through the best option

✅ Step 7: You Sign & Fund

Once you select your offer:

• You’ll e-sign a contract (DocuSign or lender portal)
• Funds are usually sent within 24–72 hours depending on the product

🧾 What Could Slow Things Down?

🧠 Transparency = Trust

“We don’t rush or hide the process — we walk it with you.

Every file gets real eyes, real thought, and real strategy.”