🎯 Why This Exists
We know funding can feel confusing or overwhelming. This guide breaks down each step of the process so you always know what’s happening — and what’s next.
🧭 Overview: From Application to Approval
| Step | What Happens |
|---|---|
| ✅ 1. Intake Form Submitted | You answer basic questions about your business, revenue, and funding goals |
| 📁 2. Upload Required Docs | We need a few items like bank statements and ID to verify your info |
| 🧠 3. Prequalification Review | Our system + advisors check what you’re eligible for |
| 📤 4. We Submit Your Application | We match you with lenders and funding partners |
| 📝 5. You Get Offers (If Approved) | Review terms, ask questions, and choose your best fit |
| 🖊 6. You Sign & Fund | You sign documents and funds are deposited — often in 1–3 days |
📂 Documents You’ll Likely Need
| Document | Why It’s Needed |
|---|---|
| 3–6 Months Bank Statements | Proves your revenue and cash flow |
| Government-Issued ID | Confirms identity (required by law) |
| Voided Business Check | Tells lenders where to send the money |
| EIN Letter | Shows you’re legally in business |
| Articles of Incorporation | Confirms entity and ownership (LLC or Corp) |
📤 Tip: Upload clear, uncropped files — PDF format works best
🕒 Typical Timeline
| Stage | Duration |
|---|---|
| Application & Uploads | Same day (you control speed) |
| Prequalification & Match | 1–2 business days |
| Offer Review & Questions | 1–3 days (depends on you) |
| Funding | Same day – 3 days (product dependent) |
⚠️ SBA loans or secured options may take longer — up to 4–6 weeks
💬 What You’ll Hear From Us
You’ll get messages or calls when:
- ✅ Your intake is submitted
- 📁 Docs are uploaded
- 🔍 Your file is under review
- 💰 Offers are available
- 🖊 Contracts are ready to sign
- ✅ Your deal is funded
💡 FAQs
“Do I need perfect credit?”
No — we work with all credit types. We’ll always match you to the best fit for your current profile.
“Will this affect my personal credit?”
Not unless you apply for a PG (personal guarantee) product. Many programs are No-PG.
“What happens if I’m declined?”
We’ll offer a custom plan to get you fundable — and we’ll circle back in 30–60 days.
✅ Final Tips for a Smooth Process
- Upload documents quickly — speed = stronger offers
- Ask questions — we’re here to help
- Be honest about past loans or issues — we’ve seen it all
- Don’t panic if there’s a delay — we’ll keep you updated
